How 1CFT works depends, among other things, on the selected plan and account balance. The platform offers accounts of different sizes, from 10K to 1M, but not every balance is available in Basic, Advanced and VIP. Each configuration has its own target, permitted loss and leverage terms. In the 1CFT prop trading model, account size determines the scale of trades, while percentage limits define the permitted loss. A higher balance does not necessarily mean an easier Challenge; it may come with a different profit target, a higher fee or adjusted limits.
What Account Sizes Does 1CFT Offer?
Before choosing an account, compare the full set of rules, not just its size. The tables below show available balances and explain how they affect the Challenge and risk management.
1CFT divides the available balances between three plans: Basic, Advanced and VIP. K denotes thousands and M denotes one million balance units. As the website does not consistently specify a currency for every item, the most precise approach is to use the labels shown in the offer table.
| Plan | Available account sizes |
| 1CFT Basic | 10K, 25K, 50K, 100K, 200K, 500K |
| 1CFT Advanced | 100K, 200K, 500K, 750K, 1M |
| 1CFT VIP | 50K, 75K, 100K, 150K, 250K, 500K, 1M |
10K and 25K accounts are available only in 1CFT Basic, while 75K, 150K and 250K are exclusive to 1CFT VIP. The 750K account is available only in 1CFT Advanced. A 50K account is offered in Basic and VIP, and 200K in Basic and Advanced. 100K and 500K are available in all three plans, while 1M is offered in Advanced and VIP.
1CFT Basic is the only option that includes 10K and 25K accounts. Every 1CFT Challenge in this plan has two evaluation stages before the funded phase. According to the current table, the percentage targets and core limits are the same across the listed Basic account sizes, while the programme fee increases with the balance. A larger account therefore does not shorten the evaluation.
1CFT Advanced starts at 100K and goes up to 1M. The plan requires one Challenge stage, but the terms vary with the balance. The profit target ranges from 14% for smaller accounts to 10% for the largest, while the maximum overall loss ranges from 8% to 6%. A larger account therefore has a lower percentage target, but also a different percentage loss allowance and a higher fee.
1CFT VIP offers accounts from 50K to 1M and begins at the stage described as funded. Most configurations share the same core parameters, but the largest options may have different leverage, limits and profit-split terms. Do not assume that the same rules apply to every VIP balance.
Account size determines the nominal value of the account, the scale of possible positions and the amounts represented by percentage-based limits. It does not mean that the stated balance becomes the user’s property. Traders cannot withdraw it; in the funded phase, they may claim only the share of positive results due to them.
When choosing a balance, consider the plan, fee, profit target, limits and number of stages together. The same balance, such as 100K or 500K, may have different terms depending on whether it is part of Basic, Advanced or VIP.
How Do 1CFT Limits Work?
Limits set the maximum permitted loss for a given plan and stage. They are used to manage risk and assess whether a trader controls exposure. Breaching them may end a Challenge or lead to account closure in the funded phase.
1CFT primarily uses two types of limits:
- Maximum daily loss – the amount by which the account may lose in one day;
- Maximum overall loss – the total decrease in account value that the trader must not exceed.
The profit target is not a loss limit; it is the result required to complete an evaluation stage. To understand how the 1CFT Challenge works, consider both elements together: the trader must reach the stated result while remaining within the permitted loss limits throughout.
The percentage corresponds to a different amount depending on the balance. On a 100K account, an 8% overall limit equals 8K balance units, while a 7% daily limit equals 7K. On a 500K account, a 6% limit equals 30K. The larger amount does not automatically mean greater flexibility, because the percentage, leverage, fee and required result may also change with the balance.
Limits also differ between stages. In Basic, the maximum daily loss is 7% in the first evaluation, 5% in the second and 4% in the funded phase. The overall limit remains 8%. In Advanced, Challenge values depend on the balance, while the funded phase generally has a 6% overall and 5% daily loss limit. Most VIP configurations use 6% and 4%, respectively, though selected accounts have different rules.
A 1CFT funded account remains subject to limits even though there is no profit target. The funded phase does not give traders complete freedom to place trades. They may generate results eligible for sharing, but breaching the terms may result in losing access to the account.
Passing a 1CFT Challenge therefore means reaching the target without exceeding any limit. Before starting, also check the terms for the specific account to understand how losses are calculated, including the treatment of open positions. Knowing the percentage alone is not enough to manage risk properly.
1CFT Account Size and Challenge Rules – What to Know
The effect of account size on the terms depends on the plan. In Basic, the fee and cash value of percentage limits are the main factors that change. In Advanced, account size also affects the profit target and permitted loss. Most VIP accounts share the same rules, but selected higher-tier configurations differ from the standard parameters.
| Plan | What changes with the balance? | What stays the same? |
| 1CFT Basic | Fee and monetary value of the limits | Two stages, 14% and 5% targets, 8% overall loss, 1:50 leverage |
| 1CFT Advanced | Fee, profit target and evaluation limits | One stage before the funded phase, 1:50 leverage, standard 80/20 profit split |
| 1CFT VIP | Fee and, in selected configurations, limits, leverage and profit split | No preliminary Challenge and 0% profit target |
In Basic, 10K and 500K accounts have the same percentage limits, but not the same monetary risk. An 8% overall limit equals 0.8K on a 10K balance and 40K on a 500K balance. Traders should size positions according to their account rather than treating the higher monetary limit as an invitation to take on more risk.
The relationship is more direct in Advanced. As account balances increase, the profit target gradually falls from 14% to 10% and the overall loss limit from 8% to 6%. This means a lower percentage target on larger accounts, but also a smaller percentage loss allowance. Assess an account by comparing both values, not just the target.
VIP has no evaluation stage, so a 1CFT funded account is available from the start of the programme. Loss limits still apply. Most configurations have a 6% overall limit, a 4% daily limit, 1:50 leverage and an 80/20 split. Selected higher-balance accounts have different terms, which should be checked before purchase.
The 1CFT profit split in Basic and Advanced is normally 80/20 regardless of account size. The same ratio applies to most VIP plans, but one option uses 90/10. The profit split should therefore be considered alongside the specific plan configuration, not just the account balance.
When choosing an account, compare the fee, number of stages, profit target, daily and overall loss limits, leverage and funded-phase rules. A larger balance increases the monetary value of limits, but may also mean a higher fee or different requirements. Account size alone is not a measure of better terms.
1CFT offers accounts from 10K to 1M, but available sizes and terms depend on the Basic, Advanced or VIP plan. A higher balance increases the monetary value of percentage limits, but may also involve a higher fee, a different profit target or changed risk rules.
To explain what 1CFT is, consider not only its prop trading model but also how balances relate to specific programme options. The same account size may work differently in Basic, Advanced and VIP. Before choosing, check the account’s daily and overall limits, target, leverage, number of stages and funded-phase conditions.