The 1CFT profit split sets the proportions in which a positive result generated on a funded account is shared between the trader and the company. Most 1CFT options use an 80/20 model: 80% goes to the trader and 20% to the programme operator. The mechanism applies only after the trader receives access to a 1CFT funded account and generates a positive result. It does not apply to the account’s starting balance, which is not transferred to the user as their property.
What Is the Profit Split at 1CFT?
Passing the Challenge does not mean a payout is automatic. Traders must keep the account active, comply with the rules and meet the requirements for submitting and verifying a request. One VIP configuration uses a 90/10 split, so check the specific plan parameters before starting.
A profit split is the percentage division of a positive result generated on a funded account. One share goes to the trader and the other to the company providing the programme. It does not apply during evaluation, because Challenge results are used to confirm that programme requirements have been met, not to calculate a payout.
Under the 1CFT prop trading model, traders do not deposit their own capital into a traditional brokerage account. After completing the required path, they may access the funded phase and trade under the operator’s rules. If the account generates a positive result, the relevant share may be settled according to the ratio assigned to that option.
A 1CFT funded account has a balance that determines trading scale and limit levels, but the amount does not become the user’s property. The profit split applies only to results above the account’s starting value. Traders cannot withdraw the starting balance or treat it as a personal deposit.
A profit split is not:
- A fixed fee paid for taking part in the programme;
- Interest earned on the balance;
- A guaranteed payment made after passing the Challenge;
- A refund of the programme access fee.
Under the agreement, the trader’s share is stated in the terms for the specific account and in the welcome information. The current offer table most often shows an 80/20 ratio, while one VIP option uses 90/10. 1CFT settles its share when processing the trader’s payout.
Eligibility for a share of results is conditional. The account must remain active, the user must retain qualified-trader status and provide the information needed to process the payout. Closing or expiry of the programme may result in loss of the right to an unpaid share.
The profit split is therefore a rule for settling results in the funded phase. It does not indicate the likelihood of making a profit or the amount of future earnings; it only sets the proportions to be used if a positive result is generated and the payout conditions are met.
How Does the 80/20 Profit Split Work at 1CFT?
An 80/20 model means the trader receives 80% of the positive result eligible for payout, while 1CFT receives 20%. The ratio does not apply to the whole account balance, only to the generated amount that meets the settlement requirements.
Example:
- Account starting balance: 100K;
- Positive result: 5K;
- Trader’s share at 80/20: 4K;
- 1CFT’s share: 1K.
In this example, the trader does not receive 80K or have the right to withdraw the 100K balance. Their share is calculated from the 5K positive result. If the account does not generate a positive result, there is no amount to which the profit split can be applied.
The 1CFT profit split is settled in connection with a payout request. Once processed, the trader receives their share and the company settles its portion. The agreement says requests may be submitted on demand, but no more than once every 30 days.
Understanding how 1CFT works also requires considering the account’s status. Payout eligibility applies only while the account is active and the user remains a qualified trader. Correct identity, banking and payment-method details may also be required.
An 80/20 ratio is standard in Basic, Advanced and most VIP configurations. One selected VIP account uses a 90/10 split, giving 90% to the trader and 10% to the company. The applicable share should be confirmed in the specific account terms and the information provided after activation.
A higher percentage does not automatically mean a higher payout. The amount depends primarily on the result actually generated and continued compliance with the account limits. The 80/20 ratio determines only how a result is divided, not how quickly it will be achieved or its expected value.
This example is for calculation purposes only. It does not represent expected earnings or mean that a 100K account will generate a 5K result. Trading involves the risk of loss, and access to a profit split does not guarantee a payout.
When Can a 1CFT Trader Receive Their Share?
The profit split becomes relevant only after the trader enters the funded phase and generates a positive result there. Results from the 1CFT Challenge do not qualify for a payout because the Challenge is used to evaluate trading activity.
The process can be divided into several steps.
- Completing the required evaluation
Basic requires two stages and Advanced requires one. How the 1CFT Challenge works depends on the plan and balance, but the trader must reach the profit target without exceeding the limits. VIP is an exception because it starts at the stage labelled as funded.
- Verifying the result and activating the funded account
Passing a 1CFT Challenge requires not only reaching the target but also avoiding rule breaches. After a successful review, the trader may receive credentials for a funded account. This does not yet mean that an amount is available for payout.
- Generating a positive result
The profit split is calculated only when the funded account generates a result eligible for settlement. The starting balance is not the trader’s profit and cannot be withdrawn. If the account does not generate a positive result, there is no basis for applying the 80/20 or 90/10 ratio.
- Keeping the account active
Traders must continue to respect loss limits and the other agreement terms. Eligibility to request a payout depends on both the account and the user remaining active. Account closure, expiry or programme termination may result in loss of the right to an unpaid share.
- Submitting a request and providing information
The agreement provides for payouts on request, but requests may be submitted no more than once every 30 days. Traders may need to verify their identity, banking details or payment method. Failure to provide correct information by the deadline may result in loss of eligibility for that payout.
- Settling the shares
Once a request is approved, the trader’s share of the result is paid and the company settles its portion. The ratio is set out in the terms for the specific account. A profit split should be distinguished from any refund of the Challenge fee. They are separate mechanisms with different requirements. Passing the evaluation opens the way to a funded account, but only a later positive result and successful payout trigger the actual sharing of results. The 1CFT profit split is a percentage division of positive results generated on an active funded account. The standard ratio is 80/20 in the trader’s favour, while one VIP configuration uses a 90/10 model.
Explaining what 1CFT is requires distinguishing passing the Challenge from settling later results. Traders may receive their share only after generating a positive result, keeping the account active, complying with the programme rules and completing the payout process successfully. The profit split sets only the sharing ratio; it does not guarantee a profit or a fixed level of earnings.